Fintech, Payments & Wallets

Compliance infrastructure for fintechs, payments, and wallet platforms

Fintech platforms move fast across payments, lending, wallets, insurance, investments, and partner integrations β€” but privacy and consent obligations move with them. OpenBlockAI gives fintech teams an API-first trust layer for consent governance, data protection, and downstream control without slowing product velocity.

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Built for fintech speed β€” without the compliance drag

Consentica gives product and legal teams a configurable consent layer they can operate without engineering dependency. Privault reduces raw financial and identity data exposure across payment stacks, partner APIs, fraud tools, and analytics systems.

A wallet user’s consent should not automatically extend to credit scoring, marketing, insurance, or investment profiling. Consentica supports independent product-wise consent policies with separate validity windows and revocation paths.

Consentica

Use Cases

Where OpenBlockAI fits across fintech, payments & wallets workflows, channels, partner ecosystems, and operational controls.

Digital lending: separate consent for bureau access, disbursement alerts, EMI reminders, and cross-sell
Wallet platform: independent consent for KYC, transaction analytics, and reward partner sharing
Payment aggregator: FPE tokenisation to reduce downstream PCI exposure
BNPL: purpose-linked consent at checkout with separate bureau reporting permission
Neobank: one platform for India, EU, and Gulf privacy operations
Open banking: consent-linked API access with real-time revocation propagation

FAQs

Learn more about Fintech, Payments & Wallets deployments, compliance obligations, partner data governance, and operational rollout through these frequently asked questions.

Consentica is API-first. Most teams complete the initial integration in a single sprint, after which legal and product teams can configure policies and journeys without repeated engineering dependency.

Ready to get started?

Request a free demo today to see how OpenBlockAI can help you build trust and demonstrate compliance.