OpenBlockAI turns India’s Digital Personal Data Protection framework into an implementation-ready KYC layer for banks and fintechs. We sit between your systems, consent managers and KYC rails as a consent-first orchestration and tokenisation engine, so every use of customer data is explicitly approved, fully auditable, and shared as verifiable tokens instead of raw documents.
Built for banks and fintechs, ready for regulators, and respectful of consumers. Every consent, token and access is logged on a tamper-evident ledger, giving compliance teams clear, always-on auditability.
OpenBlockAI’s Blockchain KYC is not about putting documents on a chain. It uses blockchain as the trust and audit backbone for DPDP-aligned, consent-driven identity. Instead of static KYC files being copied across institutions, each user receives a reusable BlockID: a tokenised credential that banks and fintechs verify through us, while raw data stays with authorised KYC providers and data fiduciaries.
Every KYC use becomes a consent-orchestrated transaction: purpose, consent, issuer, relying bank and retention are logged on a tamper-evident ledger. This gives regulators a single view of how customer data flows, gives users visibility and control, and gives compliance teams a KYC layer that is privacy-preserving, reusable and audit-proof by design.
From a user’s perspective, activating a DPDP-aligned, consent-first Blockchain KYC identity with a reusable BlockID looks like this:
OpenBlockAI gives banks, NBFCs and fintechs a single stack to orchestrate KYC, consent and tokenised identity in line with India’s Digital Personal Data Protection Act, without slowing down onboarding or growth.
Convert existing KYC rails into a consent-driven, tokenised identity layer that respects purpose limitation and data minimisation while keeping journeys fast.
Layer enrichment and intelligence only where legitimate grounds and explicit consent exist, giving deeper signals without over-collecting data.
Strengthen each onboarding and transaction with privacy-preserving device, SIM and behaviour checks implemented with strong technical and organisational safeguards.
Give compliance, legal and data-protection teams a single place to evidence DPDP compliance across all KYC journeys.
Customers stop repeating KYC for every product. They approve one consent and share verified attributes via BlockID, leading to shorter forms, fewer drop-offs and faster time-to-money on every journey.
Reuse a single KYC token across products, entities and lifecycle events. Banks cut re-KYC backlogs and Ops effort; customers avoid resubmitting documents again and again.
A rich sandbox, clear response codes and tokenised test data help product and engineering teams integrate quickly, while compliance teams see exactly how data and consent will flow before going live.
Every consent, access and token use is logged on a tamper-evident ledger. Banks get regulator-ready audit trails; customers get a clear record of how their KYC was used and the right to say no.
OpenBlockAI is built for regulated and high-trust environments where consent, data protection, and risk governance cannot remain fragmented.
OpenBlockAI brings unified AI-driven compliance to your entire financial ecosystem - powered by real-time detection, global pattern intelligence, and privacy-preserving collaboration across networks.
Create purpose-based consent policies, collect granular permissions, and maintain audit-ready consent logs with validity, history, and easy API integration across apps, vendors, and customer journeys.
Vault, tokenise, and govern PII with enterprise-grade encryption and access control - purpose-built for privacy-first data infrastructure across networks.
Real-time AML with sub-100 ms decisioning, dynamic scenario tuning and a Policy / Compliance GPT engine trained on your region's regulations. Detect suspicious activity, trigger adaptive controls and investigate cases with a continuously learning model.
Advanced KYT powered by graph-based behavioural modelling and global pattern recognition. Detect mule networks, velocity anomalies and cross-bank layering while enabling secure, privacy-preserving intelligence sharing.
OpenBlockAI gives modern regulated businesses one infrastructure layer for consent governance, sensitive data protection, and real-time risk control-built with AI-led intelligence and blockchain-grade auditability.
For a walkthrough of Consentica, Privault and OpenBlockAI’s real-time compliance infrastructure, connect with our team.
